About Us
We Are Refund Advantage
About Refund Advantage
Our focus is, and has always been, on helping the independent tax professional remain competitive in their markets. Last year, our system serviced more than 38,000 tax offices and issued more than $1 billion in advance loans to taxpayers. We also partner with and are integrated in more than a dozen tax software programs, making Refund Advantage an easy switch for most tax offices.
OUR PRIMARY FOCUS
Our primary focus at Refund Advantage is helping the independent tax professional take their business to the next level by increasing revenue, decreasing expenses, while attracting and retaining clients.
Our All-In-One approach simplifies the tax refund payment process by offering consistently priced Refund Transfers1, Taxpayer Advance Loans2 with no-cost options3 for the taxpayer and no in-season marketing fee option for EROs, and exceptional customer support in both English and Spanish.
We don’t just stand by our tax offices. We walk with them. Every Step of the way.
Let Refund Advantage go the distance for you!
1. The Refund Transfer is an optional tax refund-related product offered by Pathward®, NA., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details.
2.The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund up to $7,000, with interest-based applicants receiving an average of $2,003.41; $7,000 available only to well-qualified applicants with a minimum expected tax refund of $9,569. Underwriting standards subject to change. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 31-day term, total amount payable in a single payment is $2,576.44 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.
3. Certain Refund Advance Loans are available at no cost to tax preparers and taxpayers; however other options include a marketing fee and consumer fee.