Taxpayer Advance Loans
Attract More Clients With Ease
TAXPAYER ADVANCE LOANS
With our fast approval process, a client could walk out of your office with needed funds for bills and other expenses on the same day you file their return3. Our NO-COST Taxpayer Advance Loan1 options get high marks for their cost efficiency and convenience.
Here’s a handy tool for you to use in your office
2024-2025 Refund Advance Loan Calculator
Advances Between
$250 and $7,000
Your clients get the money they need now with a Taxpayer Advance Loan.
No-Cost Taxpayer
Refund Advance Loans
loans of $250, $500, & $1,000
Interest-Bearing Taxpayer
Refund Advance Loans
36% APR on loans between
$1,250 to $7,000
Pre-Acknowledgement Taxpayer Refund Advance Loans
Available Jan. 2
For more information on marketing fees, pre-acknowledgment taxpayer refund advance loans, and in-season taxpayer refund advance loans go to:
Tax FAQ
We Put the Ease
In Taxpayer Advances
Stay competitive with tax offices in your market with a Taxpayer Advance Loan.
Get the Simple Advantage
Take Your Business to the Next Level
Consistently Priced Refund Transfers
Easy Software Integration
Generous ERO Incentives
Bilingual Customer Support
Get ready for your best tax season ever!
TAKING ON THE
UPCOMING TAX SEASON
Watch how you can help your taxpayers and retain their business for next season.
Simple yet powerful
Tax preparer tools for
Independent tax business
Here’s how we help independent tax professionals have the smoothest tax season ever!
1. The Refund Transfer is an optional tax refund-related product offered by Pathward®, N.A., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details.
2.The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund up to $7,000, with interest-based applicants receiving an average of $2,003.41; $7,000 available only to well-qualified applicants with a minimum expected tax refund of $9,569. Underwriting standards subject to change. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 31-day term, total amount payable in a single payment is $2,576.44 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.
3. Certain Refund Advance Loans are available at no cost to tax preparers and taxpayers and Pre-Acknowledgement Loans (approved prior to IRS Acknowledgement) have a $75 Marketing Fee.
4. A marketing fee of $34.95 applies for every approved In-Season advance with a refund transfer or loans without a refund transfer. $0 marketing fees require use of the FasterMoney® Visa® Prepaid Card for disbursement.
5. The FasterMoney Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC.